An Auto Accident Attorney On Your Side in Salem
Every day we do battle against an insurance industry that will use all of its wealth and power to deprive victims from receiving a just settlement. Victims of auto accidents are entitled to compensation for property damage (not just your car, but any property damaged from the crash), medical bills, lost wages, lost earning capacity, and pain and suffering.
At Lakepoint Law Firm, an experienced workers compensation attorney also specializing in auto accidents, we aid our clients in receiving the full compensation they are entitled to, and all the support they need to deal with the recovery process.
In Oregon there are complicated issues due to the specific laws governing insurance policies. It is important to have an attorney who understands where to look for coverage and recovery.
Passenger Claims Against Drivers
In Oregon passengers of automobile accidents can recover against whoever is responsible. Passengers can get stuck in the middle of the “insurance coverage blame game”. This occurs when there is an accident and the insurance companies for the involved parties do not want to accept responsibility – leaving the passengers with a big headache. We handle these types of cases regularly. Don’t let the insurance companies bounce you back and forth on who should compensate you for your injuries.
Passenger injuries can also occur from a single car accident. This situation typically occurs when there is a rollover crash or when the driver loses control and crashes into something like a telephone pole or a roadside barrier. In any of these situations the passenger is entitled to recover against the driver for their loss.
How common are auto accidents in Oregon State?
According to Oregon State Department of Transportation statistical data, although fatal crashes have not deviated significantly in the last 10 years, non-fatal accidents have increased by roughly 1/3rd. This increase may be related to distracted driving as the population of the state has only increased 9% between 2006 and 2015, the most current year accident data is available. With the institution of House Bill 2957, we hope that number will decrease drastically as heavy penalties are instituted for in-car cellphone usage. If you’ve been in an auto accident and distracted driving is to blame, the help of a knowledgeable attorney that has previously tried similar cases can greatly benefit you.
Oregon No-Fault Coverage & PIP
In Oregon, your auto insurance company is required to pay medical bills and certain other living expenses such as ongoing lost wages, medication, and in home assistance care while you are recovering from a motor vehicle accident, regardless of who is at fault. This “no-fault” coverage is known as Personal Injury Protection or (PIP). Money paid for “reasonable and necessary” medical treatment under your “PIP” coverage is usually reimbursed to your insurer by the insurer for the driver at fault.
Only Reasonable and Necessary Medical Expenses Are Covered Under PIP
Your Oregon “PIP” no-fault PIP insurance carrier is to provide payment of all reasonable medical expenses related to your accident that were incurred within the first year following your accident up to your policy limits (usually are $15K but can be higher). However, an insurer will deny medical bills it believes is not related to the accident or excessive. To get the evidence it needs to deny a medical service, an insurer will send you to an insurance company doctor for a so-called “Independent Medical Examination”. Sadly, insurance company doctors are rarely impartial or independent. Most insurance doctors will say that your treatment is not necessary– that explains why insurers use its own doctors rather than yours.
What Should I Do If I Am In an Auto Accident?
- Get the names and contact information of the other driver as well as their insurance company’s name and the policy number and the license plate of their vehicle.
- Take photographs of the scene of the accident and pictures of all the vehicle damage of any and all vehicles involved in the accident.
- You must fill out a DMV accident report within 72 hours of the accident or you could possibly face suspension of your driver’s license
- Call your own auto insurance carrier and report the accident and request an application to fill out so your medical bills and wage loss can be paid.
- If your injuries incurred in the accident are visible, take photos of your cuts, bruises, abrasions etc.. and continue to take photos as they visibly change
- Keep a diary or log of your symptoms and how they change over time. Make sure you tell your doctor, all of your symptoms, not just the one or ones that are most severe. Some injuries can result in a gradual onset of symptoms that eventually are in need of treatment so the earlier the doctor documents these symptoms the easier it will be to get medical treatment down the road.
Don’t let the insurance companies bully you.
Let us represent your case to get full compensation.
Auto Accident Claims
- Bodily Injury Claims
Have you or a loved one been injured in a car accident? Being injured in a car related accident can result in serious bodily injuries ranging from whiplash to broken bones and concussions. These types of injuries not only cause immediate pain but can cost those involved small fortunes. We are here to help you with your situation and to ensure that you get what is legally entitled to you, in most situations we can get your medical bills paid, receive compensation for lost wages and even compensation for pain and suffering as a result of the injuries. If you have been injured contact Lakepoint Law immediately so we can take proper legal action!
- Insurance Claims
Have you been in an accident and need to file an insurance claim? Is your insurance company refusing to pay? Look no further as we excel at handling all your car accident related insurance claims. We will work with your insurance company to ensure you are properly represented and that you get your maximum compensation. Don’t let the insurance company lure you into not paying the full amount you are entitled to. Give us a call today to see how we can help with your insurance claims!
- Property Damage Claims
After a car accident you might be left wondering how to pay for the damages to your car or how to get the party responsible to pay for the damages they caused. Don’t worry as we will help you break down the situation and give you the proper legal representation needed to ensure that you get compensated for all damages inflicted upon you and your vehicle. If the other party is deemed responsible for the accident you are legally entitled to full compensation for all damages and costs involved in the loss of your vehicle. Give us a call as soon as possible so we can get to work on your property damage claims.