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Lakepoint Law Firm's staff is dedicated to providing quality service.
Service Locations
- Salem, OR
- McMinnville, OR
- Newberg, OR
- Keizer, OR
Office
Inland Shores5605 Inland Shores Way, Suite 206
Keizer, OR 97303 (503) 463-8388
Car Accident and Personal Injury Attorney
Car Accidents and Injury
Every day we do battle against an insurance industry that will use all of its wealth and power to deprive victims from receiving a just settlement. Victims of auto accidents are entitled to compensation for property damage (not just your car, but any property damaged from the crash), medical bills, lost wages, lost earning capacity, and pain and suffering. At Lakepoint Law Firm we aid our clients in receiving the full compensation they are entitled to, and all the support they need to deal with the recovery process.
In Oregon there are complicated issues due to the specific laws governing insurance policies. It is important to have an attorney who understands where to look for coverage and recovery.
Passengers:
In Oregon passengers of automobile accidents can recover against whom ever is responsible. Passengers can get stuck in the middle of the "insurance coverage blame game". This occurs when there is an accident and the insurance companies for the involved parties do not want to accept responsibility leaving the passengers with a big headache. We handle these types of cases regularly. Don't let the insurance companies bounce you back and forth on who should compensate you for your injuries.
Passenger injuries can also occur from a single car accident. This situation typically occurs when there is a rollover crash or when the driver loses control and crashes into something like a telephone pole or a roadside barrier. In any of these situations the passenger is entitled to recover against the driver for their loss.
Oregon no fault coverage, PIP
In Oregon, your auto insurance company is required to pay medical bills and certain other living expenses such as ongoing lost wages, medication, and in home assistance care while you are recovering from a motor vehicle accident, regardless of who is at fault. This "no- fault" coverage is known as Personal Injury Protection or (PIP). Money paid for "reasonable and necessary" medical treatment under your "PIP" coverage is usually, eventually reimbursed to your insurer by the insurer for the driver at fault.
Only Reasonable and necessary medical expense covered
Your Oregon "PIP" no fault PIP insurance carrier is required to pay all of your medical expenses within the first year reasonable and related to the accident, up to your policy limit (usually $15,000). However, an insurer will deny medical bills it believes is not related to the accident or excessive. To get the evidence it needs to deny a medical service, an insurer will send you to an insurance company doctor for a so called "Independent Medical Examination". Sadly, insurance company doctors are rarely impartial or independent. Most insurance doctors will say that your treatment is not necessary-- that explains why insurers use its own doctors rather than yours.