Car Accident Lawyer
At Lakepoint Law Firm near Salem, Oregon, we understand how traumatic motor vehicle accidents can be. In addition to pain and suffering, no one wants to deal with the added stress of arguing with insurance companies. You make your payments to your insurance carrier, so you expect them to be on your side when a car accident happens. However, what your insurance provider may not tell you, is that the job of an insurance claim adjuster is to examine ways to lessen the company’s liability. Our team of experienced accident attorneys‘ number one goal is to protect our client’s rights and ensure fair compensation.
When you’re in an auto accident, there may be damage to more than just your vehicle. You are entitled to compensation for any property that was damaged in the accident. This can include things like eyeglasses, cell phones, laptops, and other personal possessions. Of course, one of the greatest losses that occur from an accident is the loss of wages. When you are injured and cannot get to work, bills can pile up, adding to your stress level. Laws in Salem, Oregon, can be complicated when it comes to insurance companies’ laws and policies. As an auto accident lawyer in Salem, we know how to navigate this labyrinth to ensure you recover your maximum coverage.
No Fault Insurance
A no-fault state means that the state requires insurance companies to include personal injury protection (PIP) insurance in all motor vehicle insurance policies. This requires your insurance to pay for your medical bills while the other driver’s insurance pays for their medical bills. It also covers any passengers’ expenses, pedestrians, and covers you if an uninsured driver hits you. However, Oregon does not stop a person or insurance company from suing the at-fault driver. Many times insurance providers will sue the other driver’s insurance for all compensation that has been paid out. Individuals can also sue the other driver as being at-fault, often requesting compensation for damages exceeding those covered under his or her PIP coverage.
Personal Injury Protection
Personal injury protection (PIP) insurance is required for non-commercial vehicles in Oregon. PIP commonly covers loss of wages and medical expenses, but in some cases, it also covers loss of services and funeral costs. Loss of services refers to anyone injured in an auto accident who has not been working. It covers household services normally done by the injured person, but that cannot be performed due to the accident’s injuries.
Unfortunately, insurance companies will sometimes try to deny injury claims for these types of compensation. Their tactics include requiring you to go to one of their doctors for an independent medical examination. These doctors are hired by the insurance company and often find themselves exclusively in their favor. Having a personal injury attorney on your side protects your rights by forcing these companies to play fair when dealing with medical costs and loss of wages.
Car Accident Settlement
Insurance companies will put up every blockade they can to keep from paying you the fair value of your accident claim. They attempt to make it difficult for you to find your way through all the red tape and legal wording. As a victim, healing from the pain and suffering after a motor vehicle accident, you should not have to fight this battle alone. More often than not, these companies do not want the added risk and expenses of going to court. As a result, you are more likely to obtain a reasonable settlement with the help of an accident attorney.
Car Accident Law Firm
At Lakepoint Law Firm, we are here to fight the battle for you. If you have been in a motor vehicle accident, call our law office today. Our goal is to protect your rights and ensure you get the best possible settlement. If the at-fault insurance company does decide to fight your accident claim in court, our legal team will help you obtain a favorable verdict. We’re here to support our clients every step of the way. Our experienced personal injury attorneys are available for daytime, evening, weekend, and even home or hospital appointments if your vehicle accident has prevented you from traveling. Get professional legal representation today!